DEPOSIT

 

Personal CheckingMinimum Opening DepositAPY*(Annual Percentage Yield)Interest RateMonthly Service FeeAdditional Information
Standard Checking$50NONENONE$2.00 (plus tax)Images with each statement
First 50 checks free
Debit Charge of $0.15 (plus tax) per debit per cycle
Service Charge Credit of $0.40 per $100.00 minimum cycle balance
PSB Plus**$50NONENONE$2.00(plus tax) if not enrolled in e-statementsFree debit card, E-statements required, Minimum of 1 ACH entry & Minimum of 10 POS transactions totaling $100 per statement cycle. $6.00 cash back per statement cycle, if qualifications are met
PSB Preferred***$504.01% on balances $0.00 - $25,000.00
.55% on balances over $25,000.00^
3.94% on balances $.01-$25,000.00
.55% on balances over $25,000.00^
$2.00(plus tax) if not enrolled in e-statementsFree debit card, E-statements required, Minimum of 1 ACH entry & Minimum of 10 POS transactions totaling $100 per statement cycle. Interest Rate drops to .19% if criteria not met.
NOW Account$750.00
0.53%0.53%Minimum Balance Fee of $5.00 if balance belows $750.00 per cycle.First 50 check free
Debit Charge of $0.15 per debit in excess of 30 per cycle
Business CheckingMinimum Opening DepositAPY* (Annual Percentage Yield)Interest EarnedMonthly Service FeeAdditional Services
Business StandardNo minimum requiredNONENONE$2.00 (plus tax)Images with each statement
Debit Charge of $0.15 (plus tax) per debit
per cycle
Service Charge Credit of $0.40 per $100.00 minimum cycle balance
Business Premiere$50.000.49%0.49%$5.00Images with each statement
Money MarketMinimum Opening DepositDaily BalancesAPY* (Annual Percentage Yield)Interest EarnedMonthly Service FeeAdditional Services
Hi-Fi Money Market$2,500.00up to $2,500.000.95%0.95%Minimum balance fee of $5.00 if balance falls
below $2,500.00 per cycle
Minimum Withdrawal of $250.00
Debit Charge of $0.25 per debit in excess of 6 per cycle
$2,500.01-$25,000.001.05%1.05%
$25,000.01-$100,000.001.15%1.15%
$100,000.01-$300,000.001.25%1.25%
$300,000.01-$500,000.001.35%1.35%
$500,000.01 and up1.45%1.45%
Health Savings AccountMinimum Opening DepositAPY* (Annual Percentage Yield)Interest EarnedMonthly Service FeeAdditional Information
No minimum required
Contribution limit $3,250.00/single
$6,450.00/family
0.69%0.69%Annual Fee of $15.00Pay for qualified medical expenses for you, your spouse, or dependents
Offers checks or debit cards
Individual Retirement AccountsMinimum Opening DepositAPY*(Annual Percentage Yield)Interest EarnedMonthly Service FeeAdditional Services
no minimum required
Contribution limit $3,250.00/single
$6,450.00/family
1.69%1.70%
Savings AccountsMinimum Opening DepositAPY* (Annual Percentage Yield)Interest EarnedMonthly Service FeeAdditional Services
Regular Savings$50.000.49%0.49%Minimum Balance fee of $.50 per month will be imposed if balance falls below $50.00 any day of the month
Debit Charge of $1.00 each in excess of five withdrawals per calander month
Annual ATM card fee waived for eStatement customers
Monster Saver Kids SavingsNo minimum required0.49%0.49%None$5 at account opening & $5 each year on child's birthday, activities throughout the year. With each deposit, pick a treasure from the treasure box. $50 minimum balance to obtain APY.
Christmas Club Savings No minimum required1.20%1.20%NoneMonthly auto transfer into savings account. Earns interest, compounded monthly.
Check mailed yearly for balance as of October 31st.

*Annual Percentage Yield and Interest Rate may change after account opening. Interest rate and Annual Percentage Yields are current as of 05/01/2023. Fees could reduce the earnings on the account.

**Plus Requirements:  E-statements, minimum of 10 Point of Sale (POS) debit transactions that total $100 posted to your account per cycle and 1 ACH transaction.  All requirements must be met the last business day per statement cycle.  If this criteria is not met, you will not earn a Cash Back Reward.  There is a $2.00 service charge, per statement cycle, if you are not enrolled in e-statements.  ^Provided all requirements are met: You earn $6.00 posted to your account per cycle as a Cash Back Reward.  Personal Accounts only.  $50 minimum to open account.

***Preferred Requirements:  E-statements, minimum of 10 Point of Sale (POS) debit transactions that total $100 posted to your account per cycle and 1 ACH transaction.  All requirements must be met the last business day per statement cycle.  There is a $2.00 service charge per statement cycle if not enrolled in e-statements.  Provided all requirements are met:  ^If the daily balance is $0.01-$25,000.00 the interest rate paid on that part of the balance is 3.94% and APY of 4.01%.  If the daily balance is greater than $25,000.00 the interest rate paid on that portion of the balance would be 0.55% with the APY range of 4.01%-0.55%.  Accounts that do not meet the monthly requirements will have a rate of 0.19% and APY of 0.19%.  Interest is compounded daily and credited monthly.  Rate and APY are variable and may change daily.  $50 minimum to open account.  APY is accurate as of 05/01/2023.  Personal accounts only. APY*=Annual Percentage Yield