With approved credit, Peoples Savings Bank will help provide installment loans to purchase autos, pickups, campers, boats, and other types of personal property. We generally loan 80% of the cost of the item or published value. We also do unsecured installment loans up to $1,000. If the loan is over $1,000 for bills and other miscellaneous expense, we may require some form of collateral.
Typical Personal Installment Loan:
A typical secured loan would require a 20% down payment.
Assuming an 8.00% annual percentage rate, an example would be 48 monthly payments of $24.41 per $1,000 borrowed.
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